Understanding Your Rights When You Suffer an Injury in an Accident

Getting into an accident of any kind can cause a great deal of discomfort. Not only is it something that is usually unexpected, but it can turn your whole life upside down. Having said that, it’s imperative that when you get into an accident of any sort, you know what to do. It starts from being able to identify what your rights are. You should also know what steps to take along the road to physical recovery. Below, you’ll find a few ways that you can understand your rights when you suffer an injury in an accident.

You Don’t Have to Admit to Anything

When you’re in an accident, it can be so easy to apologise or accept fault for anything that goes wrong. However, you have the right to not do so until authorities arrive or you speak to your insurer. This is so critical as taking the blame could make you lose out on your claim.

On the other hand, you could choose to preserve your no claims discount. This means you’d be paying for any repairs yourself if the accident was your fault, but you don’t have to submit your claim to your insurer.

Compensation Could be an Option

As a victim in an accident, compensation is something that you could be entitled to. For those who don’t know what compensation is, it refers to money rewarded to someone who has experienced loss or suffering. If during at any point, for instance, you suffered from whiplash, then open a whiplash injury claim. In doing so, you’d be able to claim compensation that will help you financially during and after your recovery stages.

You Should be Allowed to Get Contact Details

A vital step to take immediately after an accident is to get as much information about the crime scene as you can. This includes details regarding the following.

Contact Details: To begin with, it’s essential that you get as many contact details about the other person in the accident as you can. Some of those contact details are their name, phone number, and current address.

Insurance: For claiming purposes, you’re going to need to get the insurance name of the other parties involved. Note that if you fail to tell your insurer about the accident quickly enough, it could result in your claim being invalidated. This is where the contact details mentioned above will become useful.

Photo Evidence: Getting details about the actual crime scene will go a long way too. Take pictures and make a note of the colour of the car, what direction the both of you were headed in, and the exact place the accident happened at. You’ll also want to get their license plate number and give them the same details in return.

Witnesses: If there is anyone in the car or surrounding areas who witnessed what happened, take their details down. Their name, phone number, and email address should be enough to contact them in case you need written confirmation later on.